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	<title>Kharmen Mathios, Author at</title>
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		<title>Why character matters</title>
		<link>https://www.efficient-wealth.co.za/why-character-matters/</link>
		
		<dc:creator><![CDATA[Kharmen Mathios]]></dc:creator>
		<pubDate>Mon, 27 Mar 2023 06:30:35 +0000</pubDate>
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					<description><![CDATA[<p>One of the reasons why so many people chase riches, relationships and reputation to define their value is that they [&#8230;]</p>
<p>The post <a href="https://www.efficient-wealth.co.za/why-character-matters/">Why character matters</a> appeared first on <a href="https://www.efficient-wealth.co.za"></a>.</p>
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		<title>The Incredible Bulk</title>
		<link>https://www.efficient-wealth.co.za/the-incredible-bulk/</link>
		
		<dc:creator><![CDATA[Kharmen Mathios]]></dc:creator>
		<pubDate>Mon, 27 Mar 2023 06:00:59 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
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					<description><![CDATA[<p>Saving money doesn’t have to send us on a price-smashing frenzy that leaves broken trolleys and disgruntled shoppers in our [&#8230;]</p>
<p>The post <a href="https://www.efficient-wealth.co.za/the-incredible-bulk/">The Incredible Bulk</a> appeared first on <a href="https://www.efficient-wealth.co.za"></a>.</p>
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		<title>Financing a life you love</title>
		<link>https://www.efficient-wealth.co.za/financing-a-life-you-love/</link>
		
		<dc:creator><![CDATA[Kharmen Mathios]]></dc:creator>
		<pubDate>Mon, 20 Mar 2023 06:30:24 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[LIFE]]></category>
		<guid isPermaLink="false">http://contattoblogs.timslatter.co.za/?p=5330</guid>

					<description><![CDATA[<p>When it comes to financial planning, many believe that the ultimate goal is accumulating as much money as possible. However, [&#8230;]</p>
<p>The post <a href="https://www.efficient-wealth.co.za/financing-a-life-you-love/">Financing a life you love</a> appeared first on <a href="https://www.efficient-wealth.co.za"></a>.</p>
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		<title>From master to servant: how to take control of your money</title>
		<link>https://www.efficient-wealth.co.za/from-master-to-servant-how-to-take-control-of-your-money/</link>
		
		<dc:creator><![CDATA[Kharmen Mathios]]></dc:creator>
		<pubDate>Mon, 13 Mar 2023 06:00:16 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
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		<guid isPermaLink="false">http://contattoblogs.timslatter.co.za/?p=5327</guid>

					<description><![CDATA[<p>Money can be both a master and a servant in our lives, depending on how we choose to approach it. [&#8230;]</p>
<p>The post <a href="https://www.efficient-wealth.co.za/from-master-to-servant-how-to-take-control-of-your-money/">From master to servant: how to take control of your money</a> appeared first on <a href="https://www.efficient-wealth.co.za"></a>.</p>
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		<title>Inbox zero = energy zero</title>
		<link>https://www.efficient-wealth.co.za/inbox-zero-energy-zero/</link>
		
		<dc:creator><![CDATA[Kharmen Mathios]]></dc:creator>
		<pubDate>Mon, 06 Mar 2023 06:30:37 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[LIFE]]></category>
		<guid isPermaLink="false">http://contattoblogs.timslatter.co.za/?p=5322</guid>

					<description><![CDATA[<p>For years there have been copious books, blogs and articles written on healthy time and energy management, and in today’s [&#8230;]</p>
<p>The post <a href="https://www.efficient-wealth.co.za/inbox-zero-energy-zero/">Inbox zero = energy zero</a> appeared first on <a href="https://www.efficient-wealth.co.za"></a>.</p>
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		<title>The three-legged stool</title>
		<link>https://www.efficient-wealth.co.za/the-three-legged-stool/</link>
		
		<dc:creator><![CDATA[Kharmen Mathios]]></dc:creator>
		<pubDate>Mon, 06 Mar 2023 06:00:43 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
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		<guid isPermaLink="false">http://contattoblogs.timslatter.co.za/?p=5324</guid>

					<description><![CDATA[<p>“Financial security and independence are like a three-legged stool resting on savings, insurance and investments.” – Brian Tracy. When it [&#8230;]</p>
<p>The post <a href="https://www.efficient-wealth.co.za/the-three-legged-stool/">The three-legged stool</a> appeared first on <a href="https://www.efficient-wealth.co.za"></a>.</p>
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		<title>Stay motivated and committed to change</title>
		<link>https://www.efficient-wealth.co.za/stay-motivated-and-committed-to-change/</link>
		
		<dc:creator><![CDATA[Kharmen Mathios]]></dc:creator>
		<pubDate>Mon, 27 Feb 2023 06:30:15 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[LIFE]]></category>
		<guid isPermaLink="false">http://contattoblogs.timslatter.co.za/?p=5311</guid>

					<description><![CDATA[<p>Staying motivated to change can be a challenge! It’s too easy to fall into old patterns and habits.  It can [&#8230;]</p>
<p>The post <a href="https://www.efficient-wealth.co.za/stay-motivated-and-committed-to-change/">Stay motivated and committed to change</a> appeared first on <a href="https://www.efficient-wealth.co.za"></a>.</p>
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		<title>Thinking, feeling and acting</title>
		<link>https://www.efficient-wealth.co.za/thinking-feeling-and-acting/</link>
		
		<dc:creator><![CDATA[Kharmen Mathios]]></dc:creator>
		<pubDate>Mon, 27 Feb 2023 06:00:01 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
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		<guid isPermaLink="false">http://contattoblogs.timslatter.co.za/?p=5314</guid>

					<description><![CDATA[<p>Thinking, feeling, and acting are interrelated processes that shape our behaviour, and they often become so habitual in our busy [&#8230;]</p>
<p>The post <a href="https://www.efficient-wealth.co.za/thinking-feeling-and-acting/">Thinking, feeling and acting</a> appeared first on <a href="https://www.efficient-wealth.co.za"></a>.</p>
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		<title>Are you ready to reduce digital distractions?</title>
		<link>https://www.efficient-wealth.co.za/are-you-ready-to-reduce-digital-distractions/</link>
		
		<dc:creator><![CDATA[Kharmen Mathios]]></dc:creator>
		<pubDate>Mon, 20 Feb 2023 06:30:52 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[LIFE]]></category>
		<guid isPermaLink="false">http://contattoblogs.timslatter.co.za/?p=5308</guid>

					<description><![CDATA[<p>Do you often reach the end of your day and feel like, regardless of how busy you’ve been, you still [&#8230;]</p>
<p>The post <a href="https://www.efficient-wealth.co.za/are-you-ready-to-reduce-digital-distractions/">Are you ready to reduce digital distractions?</a> appeared first on <a href="https://www.efficient-wealth.co.za"></a>.</p>
]]></description>
		
		
		
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		<title>Five tips for investing this year</title>
		<link>https://www.efficient-wealth.co.za/five-tips-for-investing-this-year/</link>
		
		<dc:creator><![CDATA[Kharmen Mathios]]></dc:creator>
		<pubDate>Mon, 13 Feb 2023 06:00:25 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[MARKET]]></category>
		<guid isPermaLink="false">http://contattoblogs.timslatter.co.za/?p=5302</guid>

					<description><![CDATA[<p>People have a wide range of feelings and perspectives regarding investing. Some view investing as a way to grow wealth [&#8230;]</p>
<p>The post <a href="https://www.efficient-wealth.co.za/five-tips-for-investing-this-year/">Five tips for investing this year</a> appeared first on <a href="https://www.efficient-wealth.co.za"></a>.</p>
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