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	<title>Tim Slatter, Author at</title>
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		<title>How your age affects your savings</title>
		<link>https://www.efficient-wealth.co.za/how-your-age-affects-your-savings/</link>
		
		<dc:creator><![CDATA[Tim Slatter]]></dc:creator>
		<pubDate>Mon, 26 Feb 2018 06:02:00 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
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					<description><![CDATA[<p>Most people have a firm understanding that if you save while you’re young, this will set you on your way [&#8230;]</p>
<p>The post <a href="https://www.efficient-wealth.co.za/how-your-age-affects-your-savings/">How your age affects your savings</a> appeared first on <a href="https://www.efficient-wealth.co.za"></a>.</p>
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		<title>Reading ratios</title>
		<link>https://www.efficient-wealth.co.za/reading-ratios/</link>
		
		<dc:creator><![CDATA[Tim Slatter]]></dc:creator>
		<pubDate>Mon, 19 Feb 2018 06:32:23 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
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					<description><![CDATA[<p>Financial risk ratios, also known as solvency ratios, are used to determine the long-term financial health of a business by [&#8230;]</p>
<p>The post <a href="https://www.efficient-wealth.co.za/reading-ratios/">Reading ratios</a> appeared first on <a href="https://www.efficient-wealth.co.za"></a>.</p>
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		<title>Budgeting tips and tricks for the upcoming tax year</title>
		<link>https://www.efficient-wealth.co.za/budgeting-tips-and-tricks-for-the-upcoming-tax-year/</link>
		
		<dc:creator><![CDATA[Tim Slatter]]></dc:creator>
		<pubDate>Mon, 12 Feb 2018 06:29:44 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<guid isPermaLink="false">http://contattoblogs.timslatter.co.za/?p=2899</guid>

					<description><![CDATA[<p>South Africans can expect more changes on the horizon in this upcoming tax year, as the Ministry of Finance attempts [&#8230;]</p>
<p>The post <a href="https://www.efficient-wealth.co.za/budgeting-tips-and-tricks-for-the-upcoming-tax-year/">Budgeting tips and tricks for the upcoming tax year</a> appeared first on <a href="https://www.efficient-wealth.co.za"></a>.</p>
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		<title>Show the love this Valentine’s Day</title>
		<link>https://www.efficient-wealth.co.za/show-the-love-this-valentines-day/</link>
		
		<dc:creator><![CDATA[Tim Slatter]]></dc:creator>
		<pubDate>Mon, 05 Feb 2018 06:24:21 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<guid isPermaLink="false">http://contattoblogs.timslatter.co.za/?p=2897</guid>

					<description><![CDATA[<p>In recent years, Valentine’s Day has gained the reputation of being a Hallmark holiday that promotes Lindt rather than love. [&#8230;]</p>
<p>The post <a href="https://www.efficient-wealth.co.za/show-the-love-this-valentines-day/">Show the love this Valentine’s Day</a> appeared first on <a href="https://www.efficient-wealth.co.za"></a>.</p>
]]></description>
		
		
		
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		<title>How to avoid the retirement crisis</title>
		<link>https://www.efficient-wealth.co.za/how-to-avoid-the-retirement-crisis/</link>
		
		<dc:creator><![CDATA[Tim Slatter]]></dc:creator>
		<pubDate>Mon, 29 Jan 2018 06:28:46 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<guid isPermaLink="false">http://contattoblogs.timslatter.co.za/?p=2883</guid>

					<description><![CDATA[<p>South Africa is currently in the midst of what is widely referred to as a ‘retirement crisis’, which could intensify [&#8230;]</p>
<p>The post <a href="https://www.efficient-wealth.co.za/how-to-avoid-the-retirement-crisis/">How to avoid the retirement crisis</a> appeared first on <a href="https://www.efficient-wealth.co.za"></a>.</p>
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		<title>Hooray for RAs</title>
		<link>https://www.efficient-wealth.co.za/hooray-for-ras/</link>
		
		<dc:creator><![CDATA[Tim Slatter]]></dc:creator>
		<pubDate>Mon, 22 Jan 2018 06:28:26 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<guid isPermaLink="false">http://contattoblogs.timslatter.co.za/?p=2881</guid>

					<description><![CDATA[<p>Retirement Annuities (RAs) have been around for a long time, and are basically private pension plans that help you to [&#8230;]</p>
<p>The post <a href="https://www.efficient-wealth.co.za/hooray-for-ras/">Hooray for RAs</a> appeared first on <a href="https://www.efficient-wealth.co.za"></a>.</p>
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		<title>Prepare for additional tax increases next year</title>
		<link>https://www.efficient-wealth.co.za/prepare-for-additional-tax-increases-next-year/</link>
		
		<dc:creator><![CDATA[Tim Slatter]]></dc:creator>
		<pubDate>Mon, 15 Jan 2018 06:22:49 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<guid isPermaLink="false">http://contattoblogs.timslatter.co.za/?p=2879</guid>

					<description><![CDATA[<p>Towards the end of 2017, President Zuma instructed South Africa’s minister of finance, Malusi Gigaba, to resolve economic challenges after [&#8230;]</p>
<p>The post <a href="https://www.efficient-wealth.co.za/prepare-for-additional-tax-increases-next-year/">Prepare for additional tax increases next year</a> appeared first on <a href="https://www.efficient-wealth.co.za"></a>.</p>
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		<title>Is a tax-free savings account the best option for you?</title>
		<link>https://www.efficient-wealth.co.za/is-a-tax-free-savings-account-the-best-option-for-you/</link>
		
		<dc:creator><![CDATA[Tim Slatter]]></dc:creator>
		<pubDate>Mon, 08 Jan 2018 06:26:24 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<guid isPermaLink="false">http://contattoblogs.timslatter.co.za/?p=2877</guid>

					<description><![CDATA[<p>Many South Africans have started taking advantage of Tax Free Savings Accounts (TFSAs), which were established by the government as [&#8230;]</p>
<p>The post <a href="https://www.efficient-wealth.co.za/is-a-tax-free-savings-account-the-best-option-for-you/">Is a tax-free savings account the best option for you?</a> appeared first on <a href="https://www.efficient-wealth.co.za"></a>.</p>
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		<title>Attainable financial resolutions for 2018</title>
		<link>https://www.efficient-wealth.co.za/attainable-financial-resolutions-for-2018/</link>
		
		<dc:creator><![CDATA[Tim Slatter]]></dc:creator>
		<pubDate>Mon, 01 Jan 2018 06:22:11 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<guid isPermaLink="false">http://contattoblogs.timslatter.co.za/?p=2869</guid>

					<description><![CDATA[<p>Can you remember what resolutions you made last January? Or for how long you kept them? The trouble with resolutions [&#8230;]</p>
<p>The post <a href="https://www.efficient-wealth.co.za/attainable-financial-resolutions-for-2018/">Attainable financial resolutions for 2018</a> appeared first on <a href="https://www.efficient-wealth.co.za"></a>.</p>
]]></description>
		
		
		
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		<title>Tread Lightly this Christmas</title>
		<link>https://www.efficient-wealth.co.za/tread-lightly-this-christmas/</link>
		
		<dc:creator><![CDATA[Tim Slatter]]></dc:creator>
		<pubDate>Mon, 25 Dec 2017 06:18:18 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<guid isPermaLink="false">http://contattoblogs.timslatter.co.za/?p=2864</guid>

					<description><![CDATA[<p>It’s easy for Christmas to turn into a frenzied flurry of wasteful consumerism, and to find ourselves knee-deep in ripped-up [&#8230;]</p>
<p>The post <a href="https://www.efficient-wealth.co.za/tread-lightly-this-christmas/">Tread Lightly this Christmas</a> appeared first on <a href="https://www.efficient-wealth.co.za"></a>.</p>
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