I can help you with:
- Get the best deal
We approach all the banks in an effort to secure the best terms and interest rates for you. You simply choose the one that work best for you! - Flexible terms
If you meet the criteria needed we can offer you flexible terms ranging from 10 to 30 years. - Interest rates
You decide if you want an interest rate linked to the prime lending rate or a fixed interest rate. - We do all the heavy lifting
We use one application form for all banks and process seamlessly on your behalf. You are not in this on your own and will have a guiding hand throughout your home buying experience.
When is it the best time to contact us for your Home Loan?
- Gather information– see what you can afford and get a rough indication of what your monthly payments will be.
- Get Pre-Qualified– we recommend this step as it will help you narrow down houses in your price range as well as indicate to sellers that you are serious about buying their property.
- Find your home– once you have found your new home or investment property, we will then discuss your new home loan requirements.
- Complete Paperwork– don’t worry we will guide you through all the paperwork and keep this to a minimum. We have one application form for all banks no matter how many banks we submit your application to.
- Sign your approval (quotation) – once we have sourced the best possible deals at the banks, you choose the one that best suits your needs and sign the approval (quotation).
- Meet the Conveyancing attorneys– conveyancing attorneys (bond attorneys + transferring attorneys) will put together all the documents that you need to sign in order to lodge your home loan with the deeds office and transfer the property into your name.
- Your new Property is now Yours!– This process can take between 10-14 weeks, but we will assist you throughout the process.
Benefits of getting prequalified:
- It’s free!
We don’t charge you anything for this service. - It’s easy!
We are here to help you and will get you prequalified in no time. - House hunt with confidence
Don’t waste time looking at houses you cannot afford, or even worse, assume you cannot afford your dream home when you actually can! - Let the seller know that you are serious
Getting pre-qualified tells the seller that you are prepared and likely to get approval for the home loan. This could push you ahead of the crowd in a highly competitive market.
